Camella Homes in CarCar


ARYANNA TOWNHOUSES IN CAMELLA CARCAR.


Price: 6,449 monthly for 30 yrs Pag-ibig

=WITH FREE CEILING, TILES ON T&B AND KITCHEN COUNTER=
FOR CONSTRUCTION

ARYANNA TOWNHOUSE (INNER UNIT)
2 Storey
Lot Area: 44 sqm
Floor Area: 42 sqm
provision for 2 bedrooms and 1toilet and bath
TOTAL CONTRACT PRICE: Php 1,055,277
PAYMENT SCHEME:
1. RESERVATION FEE PHp 5,000 non-refundable and non-transferable.
2. Downpayment = Php 35,000 PAYABLE IN 6 MONTHS = Php 5,000
3. PAG-IBIG FINANCING:
30years = 6,449
4. PRICE AND PAYMENT SCHEME ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.
Viewing by appointment only
Contact us via mobile call/txt look for miss Bella Deonila Embalzado Miller







Rowhouse single storey

Location: Lumina CarCar City


Price: P1,897 monthly
Row house single storey
Floor Area: 22 sqm.
Min. Lot Area: 36 sqm.
1 Living Area
1 Dining and Kitchen
1 Toilet and Bath
1 Provision Bedroom
Provision for Service Area

(For inquiries on FB pls PM me)

For more details contact me via text/ call/ email
Ms. Bella Deonila EmbalzadoMiller
Real Estate Salesperson
HLURB-CVRFO-A- 003251
09238753647/09183683684
deonilae@gmail.com
Under Caturza Realty and Brokerage










Pag-ibig Housing Loan Eligibility



  • You must meet the following requirements before you apply for housing loan in HDMF.


  • Pag-IBIG active member and have contributed of at least 24 months of contributions.
  • Attend a seminar about the application of housing loan. They will discuss all the processing steps and they will tackle all requirements and points regarding your housing loan application.
  • Submit 3 sets of the following requirements in folders



Pag-IBIG Housing Loan Application Requirements

Housing Loan Application Form (download it here) – paste your recent 1X1 photo

Membership Status Verification Slip (download it here) – attach photocopy of your 2 valid IDs
Proof of Income Documents

For Locally Employed, any of the following:
a. Notarized Certificate of Employment and Compensation (Employer’s Format) and for government employees 1 month payslip, within 3 months prior to the date of loan application

b. Latest ITR for the year immediately preceding the date of loan application – attach W2 form, stamped received by the BIR/Certificate of Tax Withheld (BIR Form 2316)

For Self-employed / Other Sources of Income, any of the following:

a. ITR, Audited Financial Statements and Official Receipt of Tax Payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit

b. Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months)

c. Bank Statements or passbook for the last 12 months (in case income is sourced or derived from foreign remittances, pensions, etc.)

d. Copy of Lease of Contract and Tax Declaration (if income is derived from rental payments)

e. Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other Public Utility Vehicle (PUVs)

f. Certificate of engagement issued by owner of business

g. Other document that would validate source of income or funds

For OFWs, any of the following:

a. Employment Contract (with English translation if in foreign language)

b. Original Employer’s Certificate of Income (with English translation if in foreign language). If document submitted is photocopy, it shall be duly certified/initiated by Pag-IBIG Fund Information Officer assigned in the country where the member works.

c. Other Proofs of Income, whether original or photocopy, shall be duly certified/initiated by Pag-IBIG Fund information officer assigned in the country where the member works.
Photocopy (back-to-back) of 1 primary valid ID of Principal Borrower and Spouse, Co-borrower and Spouse, Seller and Spouse and Developer’s authorized representative and Attorney-in-Fact, if applicable.
Authorization to Conduct Credit/Background Investigation

For OFWs, 
Special Power of Attorney notarized prior to date of departure or duly certified and authenticated by the Philippines Embassy or Consulate in the country where the member is staying, if abroad. If SPA is without the Red Ribbon of Consulate Office, the SPA must have duly stamped notarial seal.

Health Insurance Coverage
a. Health Statement Form (Medical Questionnaire)
OFW members over 60 years old
Loans over 2 Million pesos to 6 Million pesos and for borrowers aged up to 60 years old
b. Health Statement Form (Medical Questionnaire) and Full Medical Examination

Borrowers over 60 years old
Marriage Contract (for all married borrowers, co-borrower/s, spouse, family member/s included on the computation of aggregate income)
9. Birth Certificate of or any proof of relationship, if with co-borrower/s or family member/s included on the computation of aggregate income.
Certified True Copy of Transfer Certificate of Title (TCT) – from Registry of Deeds.
Photocopy of Updated Tax Declaration and Updated Real Estate Tax Receipt – from Municipal’s Assessor’s Office
Location Plan and Vicinity Map
Approved letter request to re-avail of a Pag-IBIG housing loan – for members with housing loan that was foreclosed, cancelled, bought back due to default or subjected to dacion en pago).

Additional Requirements for the Type of Loan:

For Construction of House and Home Improvement:

Building Plans, Specification and Bill of Materials duly signed by the Licensed Civil Engineer or Architect, Building Permit
For Refinancing

Statement of Account on Outstanding Loan Balance, indicating loan purpose
Any of the ff:
Official Receipt for the past 12 months
Subsidiary Ledger
Any valid proof of payment for the past 12 months

For Purchase of Lot or Adjoining Lots and Purchase of Residential Unit, Townhouse or Condominium Unit inclusive of a parking slot


Contract to Sell or similar agreement between the buyer and seller. If the seller is a Developer, submit the following:
a. Certificate of registration, License to Sell, Development Permit, and Secretary’s Certificate
b. Photocopy (back-to-back) valid primary ID from Corporate Secretary

For Purchase of Lot and Construction of House

Building Plans, Specification and Bill of Materials duly signed by the Licensed Civil Engineer or Architect, Building Permit
Contract to Sell or similar agreement between the buyer and seller. If the seller is a Developer, submit the following:
a. Certificate of registration, License to Sell, Development Permit, and Secretary’s Certificate
b. Photocopy (back-to-back) valid primary ID from Corporate Secretary


Pag-IBIG Housing Loan Interest Rates
Loan amount up to 6 Million

3 years – 7.985%
5 years – 8.895%
10 years – 9.750%
15 years – 10.375%
20 years – 11%
25 years – 11.5%
30 years – 12%



Steps in Pag-IBIG Housing Loan Application

  • A checklist of requirements will be given after the seminar
  • Home buyer is require to prepare documents in 3 set of copies and compile them in folders
  • Fill out all detailson the forms
  • Check your Pag-IBIG MID Number
  • Wait for the Notice of Approval if your loan was approved.
  • Pag-IBIG or your real estate agent will contact you in case there are additional documents required.
  • Cheques are given in 4-gives wherein the first 3 cheques would be the 30% amount of your loan and the last one will be the remaining 10%.

For more details find out here



I am Bella Deonila  Embalzado Miller
PRC and HLURB Accredited as Real Estate Salesperson 
HLURB-License-CVRFO-A-003251
Mobile no: +6391836383684/+63923875647
Email: deonilae@gmail.com
Office address: Liloan Cebu

Quality of Service and Results
  •                 Expert at marketing and staging homes
  •                 Always available to meet your needs
  •                 Experienced negotiator

I have built a reputation for providing trustworthy, well-researched advice to my clients and am passionate about providing the best possible service. In an ever-changing market, I am with you every step of the way.


It is increasingly important to be knowledgeable about the trends and data in the local housing market. I have the best market intelligence and strategic advice to support our clients and help them meet their goals.

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We can deal house and lot, lot only, condominium, commercial lot, memorial lot and for rent properties.

"Do you have properties for sale please submit to us with complete documents"









Mactan Island Memorial Garden

Family Estate (50sqm)
Unlimited body

Total contract price: 5,054,400.00
Monthly amortization for 60 months
Price: 76,232.00

Family Estate (80sqm)
Monthly amortization for 60 months
Price: 137,217.60 monthly

Price are subject to change without prior notice




Mactan Island Memorial Garden

Garden 1(12.50sqm)
8 body and 16 sets of bone body

Total contract price: 1,282,080.00
Monthly amortization for 60 months
Price:19,335.20 monthly

Garden 2 (25sqm)
16bodies and 32 sets of bone body

Total contract price: 2,564,160.00
Monthly amortization for 60 months
Price:38,670.40 monthly

Price are subject to change without prior notice



Mactan Island Memorial Garden

Bone Ossuary
= 5 sets of body

Price:
Reservation...1000

=Special=
Total Contract Price:92,877.60
Monthly for 60 months
Price: 1405.66

=Premium=
Total Contract Price: 99,653.60
Monthly for 60 months
Price: 1,507.30

Price are subject to change without price notice:



Mactan Island Memorial Garden

Community Vault

1 body and 2 sets of bones body

=Special=
Total Contract Price: 129,535.20
Monthly amortization for 60 months
Price: 1,959.03

=Premium=

Total Contract Price: 147,830.40
Monthly amortization for 60 months
Price: 2,233.46

Price are subject to change without prior notice



1-Storey Bungalow House at Costa Del Sol Mactan Island, Lapu-lapu, City, Cebu Phils


Bungalow type of house


  • 3-Bedroom 2 toilet and bath
  • Sala, Separate Kitchen, Office, Storage in Attic
  • Covered Parking area for car and 20 sqm sitting place outside under roof,
  • flood free and 1km from marigondon crossing towards cordova

Lot area: 191 sqm
Floor area: 135 sqm

Purchase and built: 2009

Price: 5,500,000

For more info pls call/text/email/fb
Ms.Bella Deonila EmbalzadoMiller
Real Estate Salespersons
09183683684/09238753647
http://www.facebook.com/deonilaembalzado
deonilae@gmail.com
HLURB-License-CVRFO-A-003251
Caturza Realty

Club Ultima Residences 1 condo unit for sale/Cebu City



Unit 2504 - 25th floor fronting Fuente Osmena circle 
Loft

Floor Area 78 sq/meter

P 7,500,000.00 negotiable upon viewing